2026 연봉 실수령액표

비과세 식대 월 20만 원, 본인 1명(부양가족 없음), 원천징수 100% 기준입니다. 단위: 원

부양가족, 자녀, 비과세액이 다르면 연봉 실수령액 계산기로 직접 계산해 보세요. 표의 1,000만 원 단위 행은 색으로 표시했습니다.

연봉	월 실수령액	월 공제 합계	국민연금	건강보험	장기요양	고용보험	소득세	지방소득세	연 실수령액
2,000만원	1,515,256	151,410	69,630	52,720	6,920	13,190	8,140	810	18,183,072
2,100만원	1,588,460	161,540	73,620	55,720	7,320	13,940	9,950	990	19,061,520
2,200만원	1,661,903	171,430	77,560	58,710	7,710	14,690	11,600	1,160	19,942,836
2,300만원	1,735,326	181,340	81,510	61,710	8,100	15,440	13,260	1,320	20,823,912
2,400만원	1,808,480	191,520	85,500	64,710	8,500	16,190	15,110	1,510	21,701,760
2,500만원	1,881,923	201,410	89,440	67,700	8,890	16,940	16,770	1,670	22,583,076
2,600만원	1,955,356	211,310	93,380	70,700	9,280	17,690	18,420	1,840	23,464,272
2,700만원	2,027,570	222,430	97,370	73,690	9,680	18,450	21,130	2,110	24,330,840
2,800만원	2,100,003	233,330	101,310	76,690	10,070	19,190	23,700	2,370	25,200,036
2,900만원	2,172,436	244,230	105,260	79,680	10,460	19,940	26,270	2,620	26,069,232
3,000만원	2,244,440	255,560	109,250	82,680	10,860	20,700	29,160	2,910	26,933,280
3,100만원	2,316,873	266,460	113,190	85,680	11,250	21,440	31,730	3,170	27,802,476
3,200만원	2,389,296	277,370	117,130	88,670	11,650	22,190	34,300	3,430	28,671,552
3,300만원	2,461,180	288,820	121,120	91,670	12,040	22,950	37,310	3,730	29,534,160
3,400만원	2,531,013	302,320	125,060	94,660	12,430	23,690	42,260	4,220	30,372,156
3,500만원	2,598,716	317,950	129,010	97,660	12,830	24,440	49,100	4,910	31,184,592
3,600만원	2,665,450	334,550	133,000	100,660	13,220	25,190	56,800	5,680	31,985,400
3,700만원	2,733,183	350,150	136,940	103,650	13,610	25,940	63,650	6,360	32,798,196
3,800만원	2,800,886	365,780	140,880	106,650	14,010	26,690	70,500	7,050	33,610,632
3,900만원	2,868,110	381,890	144,870	109,640	14,400	27,440	77,770	7,770	34,417,320
4,000만원	2,935,813	397,520	148,810	112,640	14,800	28,190	84,620	8,460	35,229,756
4,100만원	3,003,546	413,120	152,760	115,630	15,190	28,940	91,460	9,140	36,042,552
4,200만원	3,066,310	433,690	156,750	118,630	15,580	29,690	102,770	10,270	36,795,720
4,300만원	3,130,793	452,540	160,690	121,630	15,980	30,440	112,550	11,250	37,569,516
4,400만원	3,195,296	471,370	164,630	124,620	16,370	31,190	122,330	12,230	38,343,552
4,500만원	3,259,740	490,260	168,620	127,620	16,760	31,940	132,110	13,210	39,116,880
4,600만원	3,324,243	509,090	172,560	130,610	17,160	32,690	141,890	14,180	39,890,916
4,700만원	3,388,726	527,940	176,510	133,610	17,550	33,440	151,670	15,160	40,664,712
4,800만원	3,444,560	555,440	180,500	136,610	17,950	34,200	169,260	16,920	41,334,720
4,900만원	3,508,083	575,250	184,440	139,600	18,340	34,940	179,940	17,990	42,096,996
5,000만원	3,571,586	595,080	188,380	142,600	18,730	35,690	190,620	19,060	42,859,032
5,100만원	3,635,030	614,970	192,370	145,590	19,130	36,450	201,300	20,130	43,620,360
5,200만원	3,698,553	634,780	196,310	148,590	19,520	37,190	211,980	21,190	44,382,636
5,300만원	3,762,056	654,610	200,260	151,580	19,910	37,940	222,660	22,260	45,144,672
5,400만원	3,822,550	677,450	204,250	154,580	20,310	38,700	236,010	23,600	45,870,600
5,500만원	3,886,073	697,260	208,190	157,580	20,700	39,440	246,690	24,660	46,632,876
5,600만원	3,949,586	717,080	212,130	160,570	21,090	40,190	257,370	25,730	47,395,032
5,700만원	4,012,580	737,420	216,120	163,570	21,490	40,950	268,450	26,840	48,150,960
5,800만원	4,072,763	760,570	220,060	166,560	21,880	41,690	282,170	28,210	48,873,156
5,900만원	4,135,656	781,010	224,010	169,560	22,280	42,440	293,390	29,330	49,627,872
6,000만원	4,195,410	804,590	228,000	172,560	22,670	43,200	307,420	30,740	50,344,920
6,100만원	4,258,343	824,990	231,940	175,550	23,060	43,940	318,640	31,860	51,100,116
6,200만원	4,321,246	845,420	235,880	178,550	23,460	44,690	329,860	32,980	51,854,952
6,300만원	4,384,110	865,890	239,870	181,540	23,850	45,450	341,080	34,100	52,609,320
6,400만원	4,447,023	886,310	243,810	184,540	24,240	46,190	352,300	35,230	53,364,276
6,500만원	4,509,926	906,740	247,760	187,530	24,640	46,940	363,520	36,350	54,119,112
6,600만원	4,569,700	930,300	251,750	190,530	25,030	47,700	377,540	37,750	54,836,400
6,700만원	4,632,623	950,710	255,690	193,530	25,420	48,440	388,760	38,870	55,591,476
6,800만원	4,695,536	971,130	259,630	196,520	25,820	49,190	399,980	39,990	56,346,432
6,900만원	4,758,390	991,610	263,620	199,520	26,210	49,940	411,200	41,120	57,100,680
7,000만원	4,821,313	1,012,020	267,560	202,510	26,600	50,690	422,420	42,240	57,855,756
7,100만원	4,884,206	1,032,460	271,510	205,510	27,000	51,440	433,640	43,360	58,610,472
7,200만원	4,943,980	1,056,020	275,500	208,510	27,390	52,190	447,670	44,760	59,327,760
7,300만원	4,985,113	1,098,220	279,440	211,500	27,790	52,940	478,690	47,860	59,821,356
7,400만원	5,040,406	1,126,260	283,380	214,500	28,180	53,690	496,830	49,680	60,484,872
7,500만원	5,095,660	1,154,340	287,370	217,490	28,570	54,440	514,980	51,490	61,147,920
7,600만원	5,150,943	1,182,390	291,310	220,490	28,970	55,190	533,120	53,310	61,811,316
7,700만원	5,206,246	1,210,420	295,260	223,480	29,360	55,940	551,260	55,120	62,474,952
7,800만원	5,256,500	1,243,500	299,250	226,480	29,750	56,690	573,940	57,390	63,078,000
7,900만원	5,311,783	1,271,550	303,190	229,480	30,150	57,440	592,090	59,200	63,741,396
8,000만원	5,367,086	1,299,580	307,130	232,470	30,540	58,190	610,230	61,020	64,405,032
8,100만원	5,422,320	1,327,680	311,120	235,470	30,940	58,940	628,380	62,830	65,067,840
8,200만원	5,479,663	1,353,670	313,020	238,460	31,330	59,690	646,520	64,650	65,755,956
8,300만원	5,538,906	1,377,760	313,020	241,460	31,720	60,440	664,660	66,460	66,466,872
8,400만원	5,593,140	1,406,860	313,020	244,460	32,120	61,190	687,340	68,730	67,117,680
8,500만원	5,652,383	1,430,950	313,020	247,450	32,510	61,940	705,490	70,540	67,828,596
8,600만원	5,711,616	1,455,050	313,020	250,450	32,900	62,690	723,630	72,360	68,539,392
8,700만원	5,770,850	1,479,150	313,020	253,440	33,300	63,440	741,780	74,170	69,250,200
8,800만원	5,830,083	1,503,250	313,020	256,440	33,690	64,190	759,920	75,990	69,960,996
8,900만원	5,889,336	1,527,330	313,020	259,430	34,080	64,940	778,060	77,800	70,672,032
9,000만원	5,943,560	1,556,440	313,020	262,430	34,480	65,700	800,740	80,070	71,322,720
9,100만원	6,002,803	1,580,530	313,020	265,430	34,870	66,440	818,890	81,880	72,033,636
9,200만원	6,062,036	1,604,630	313,020	268,420	35,270	67,190	837,030	83,700	72,744,432
9,300만원	6,121,260	1,628,740	313,020	271,420	35,660	67,950	855,180	85,510	73,455,120
9,400만원	6,180,513	1,652,820	313,020	274,410	36,050	68,690	873,320	87,330	74,166,156
9,500만원	6,239,746	1,676,920	313,020	277,410	36,450	69,440	891,460	89,140	74,876,952
9,600만원	6,293,980	1,706,020	313,020	280,410	36,840	70,200	914,140	91,410	75,527,760
9,700만원	6,353,233	1,730,100	313,020	283,400	37,230	70,940	932,290	93,220	76,238,796
9,800만원	6,412,456	1,754,210	313,020	286,400	37,630	71,690	950,430	95,040	76,949,472
9,900만원	6,471,690	1,778,310	313,020	289,390	38,020	72,450	968,580	96,850	77,660,280
10,000만원	6,530,923	1,802,410	313,020	292,390	38,420	73,190	986,720	98,670	78,371,076
10,100만원	6,590,176	1,826,490	313,020	295,380	38,810	73,940	1,004,860	100,480	79,082,112
10,200만원	6,644,410	1,855,590	313,020	298,380	39,200	74,700	1,027,540	102,750	79,732,920
10,300만원	6,703,183	1,880,150	313,020	301,380	39,600	75,440	1,046,100	104,610	80,438,196
10,400만원	6,761,796	1,904,870	313,020	304,370	39,990	76,190	1,064,820	106,480	81,141,552
10,500만원	6,820,390	1,929,610	313,020	307,370	40,380	76,950	1,083,540	108,350	81,844,680
10,600만원	6,879,003	1,954,330	313,020	310,360	40,780	77,690	1,102,260	110,220	82,548,036
10,700만원	6,937,606	1,979,060	313,020	313,360	41,170	78,440	1,120,980	112,090	83,251,272
10,800만원	6,991,050	2,008,950	313,020	316,360	41,560	79,200	1,144,380	114,430	83,892,600
10,900만원	7,049,653	2,033,680	313,020	319,350	41,960	79,940	1,163,100	116,310	84,595,836
11,000만원	7,108,256	2,058,410	313,020	322,350	42,350	80,690	1,181,820	118,180	85,299,072
11,100만원	7,166,860	2,083,140	313,020	325,340	42,740	81,450	1,200,540	120,050	86,002,320
11,200만원	7,225,463	2,107,870	313,020	328,340	43,140	82,190	1,219,260	121,920	86,705,556
11,300만원	7,284,076	2,132,590	313,020	331,330	43,530	82,940	1,237,980	123,790	87,408,912
11,400만원	7,325,890	2,174,110	313,020	334,330	43,930	83,700	1,271,940	127,190	87,910,680
11,500만원	7,375,063	2,208,270	313,020	337,330	44,320	84,440	1,299,240	129,920	88,500,756
11,600만원	7,424,236	2,242,430	313,020	340,320	44,710	85,190	1,326,540	132,650	89,090,832
11,700만원	7,473,380	2,276,620	313,020	343,320	45,110	85,950	1,353,840	135,380	89,680,560
11,800만원	7,522,563	2,310,770	313,020	346,310	45,500	86,690	1,381,140	138,110	90,270,756
11,900만원	7,571,726	2,344,940	313,020	349,310	45,890	87,440	1,408,440	140,840	90,860,712
12,000만원	7,613,360	2,386,640	313,020	352,310	46,290	88,200	1,442,570	144,250	91,360,320
12,100만원	7,662,543	2,420,790	313,020	355,300	46,680	88,940	1,469,870	146,980	91,950,516
12,200만원	7,711,696	2,454,970	313,020	358,300	47,080	89,690	1,497,170	149,710	92,540,352
12,300만원	7,733,270	2,516,730	313,020	361,290	47,470	90,450	1,549,550	154,950	92,799,240
12,400만원	7,781,033	2,552,300	313,020	364,290	47,860	91,190	1,578,130	157,810	93,372,396
12,500만원	7,828,786	2,587,880	313,020	367,280	48,260	91,940	1,606,710	160,670	93,945,432
12,600만원	7,876,520	2,623,480	313,020	370,280	48,650	92,700	1,635,300	163,530	94,518,240
12,700만원	7,924,293	2,659,040	313,020	373,280	49,040	93,440	1,663,880	166,380	95,091,516
12,800만원	7,972,046	2,694,620	313,020	376,270	49,440	94,190	1,692,460	169,240	95,664,552
12,900만원	8,019,780	2,730,220	313,020	379,270	49,830	94,950	1,721,050	172,100	96,237,360
13,000만원	8,067,553	2,765,780	313,020	382,260	50,220	95,690	1,749,630	174,960	96,810,636
13,100만원	8,115,296	2,801,370	313,020	385,260	50,620	96,440	1,778,210	177,820	97,383,552
13,200만원	8,163,040	2,836,960	313,020	388,260	51,010	97,190	1,806,800	180,680	97,956,480
13,300만원	8,210,803	2,872,530	313,020	391,250	51,410	97,940	1,835,380	183,530	98,529,636
13,400만원	8,258,556	2,908,110	313,020	394,250	51,800	98,690	1,863,960	186,390	99,102,672
13,500만원	8,306,310	2,943,690	313,020	397,240	52,190	99,440	1,892,550	189,250	99,675,720
13,600만원	8,354,053	2,979,280	313,020	400,240	52,590	100,190	1,921,130	192,110	100,248,636
13,700만원	8,401,816	3,014,850	313,020	403,230	52,980	100,940	1,949,710	194,970	100,821,792
13,800만원	8,449,560	3,050,440	313,020	406,230	53,370	101,690	1,978,300	197,830	101,394,720
13,900만원	8,497,313	3,086,020	313,020	409,230	53,770	102,440	2,006,880	200,680	101,967,756
14,000만원	8,545,076	3,121,590	313,020	412,220	54,160	103,190	2,035,460	203,540	102,540,912
14,100만원	8,592,820	3,157,180	313,020	415,220	54,550	103,940	2,064,050	206,400	103,113,840
14,200만원	8,640,573	3,192,760	313,020	418,210	54,950	104,690	2,092,630	209,260	103,686,876
14,300만원	8,688,326	3,228,340	313,020	421,210	55,340	105,440	2,121,210	212,120	104,259,912
14,400만원	8,736,060	3,263,940	313,020	424,210	55,740	106,190	2,149,800	214,980	104,832,720
14,500만원	8,783,833	3,299,500	313,020	427,200	56,130	106,940	2,178,380	217,830	105,405,996
14,600만원	8,831,586	3,335,080	313,020	430,200	56,520	107,690	2,206,960	220,690	105,979,032
14,700만원	8,879,330	3,370,670	313,020	433,190	56,920	108,440	2,235,550	223,550	106,551,960
14,800만원	8,927,083	3,406,250	313,020	436,190	57,310	109,190	2,264,130	226,410	107,124,996
14,900만원	8,974,846	3,441,820	313,020	439,180	57,700	109,940	2,292,710	229,270	107,698,152
15,000만원	9,022,580	3,477,420	313,020	442,180	58,100	110,690	2,321,300	232,130	108,270,960

표 읽는 법

월 실수령액: 연봉을 12로 나눈 월급에서 4대보험과 세금을 뺀 금액입니다.
국민연금: 2026년 근로자 부담 4.75%. 월 과세급여가 659만 원을 넘으면 659만 원 기준으로 고정됩니다.
건강보험·장기요양: 건강보험 3.595%, 장기요양은 건강보험료의 13.14%입니다.
소득세: 2026년 3월 1일 시행 근로소득 간이세액표 금액입니다. 지방소득세는 소득세의 10%입니다.
연 실수령액: 월 실수령액 × 12입니다. 연말정산 환급·추가 납부는 포함하지 않습니다.

실수령액이 사람마다 다른 이유

같은 연봉이라도 부양가족 수가 많으면 소득세가 줄고, 비과세 수당이 많으면 보험료와 세금이 모두 줄어듭니다. 퇴직금이 연봉에 포함된 계약이면 월급 자체가 연봉의 13분의 1이 되어 실수령액이 낮아집니다. 실제 월급명세서와 비교할 때는 이런 조건을 맞춰 보세요.

2026 연봉 실수령액표

표 읽는 법

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